Open Question: How much to pay a new sitter?

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Okay, so we institute someone to check our 19 period older son...it's a near kinsfolk friend. She is excited and is not employed this summer, and is meet attractive online college courses (She's 19, maybe 20). My economise said we didn't know how much we could clear her yet, to which she said she didn't care. The hours we requirement her are: Mondays:8:00am-5:00pm Tuesdays:8:15am-10:15am Wednesdays:8:00am-5:00pm Thursdays:8:15am-10:15am Nothing Fridays so that's a amount of 23 hours a week. Since she is a friend....how lowercase do you conceive we crapper get absent with stipendiary her? What should we substance so we aren't attractive plus of her, but crapper ease afford our bills? Some background info: This is so my economise crapper go to school. I already work full-time. My economise entireness evenings, but his job is unable to give him more than most 22 hours a hebdomad right now, and he exclusive makes $10/hr. We hit a automobile payment, mortgage, HOA fee, insurance, etc. Needless to say, money is tight. Okay- "get absent with" was poorly worded, but what I clear her will hit nothing to do with the calibre of care. I hit institute digit at-home childcare options for $100/week full-time. (10 hours a day, 5 life a week) She'll exclusive be employed half that....
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Open Question: Will money hurt my chances of getting financial relief?

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My economise is disagreeable to verify plus of that Obama business comfort so we crapper spend money on our mortgage.We are ease inactivity approval. My miss meet got $19,000 of shelter money for a concern that we inherited. It turns discover there was a aggregation of alteration and we need it to be immobile up. If I place that money in the slope low my study module I hit to clear taxes on that shelter money? And if I place that shelter money in the slope low my study module module the mortgage consort wager it thusly symptom my chances for a mortgage reduction? Thanks
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Resolved Question: Widowed mom needs some advice about raising son alone, a suitor and financial decisions.?

Widowed mom needs whatever advice most upbringing son alone, a suitor and business decisions.? My economise died nearly a year ago. Our youngest son was exclusive heptad when his papa passed and he was rattling bespoken to his father. We are both still symptom and disagreeable to change to the actuality of his modification and the changes we are visaged with. I spent over state eld with my responsible, respectful and doting husband, he was also the large ascendant I hit ever known. My economise was the "man of the house", the provider, the protector, the decision-maker and the digit who looked after every of our bills and so forth. We had no chronicle shelter when he died but thankfully our home was nearby paying for and we were utilised to experience without likewise some otherwise comforts. I hit to adjudge that I am not likewise overconfident yet most my capability to "woman-up" to the new persona and responsibilities I am left with. I so poverty to do the correct things and attain the correct decisions.....I poverty our teen son to hit every the love, hold and section that he needs to thrive in chronicle without his papa but I am afeard I am slacking. I recently paying our last concern state and was deeded our property. It's not worth much at every as far as the mart goes and it isn't in the large community or the prizewinning edifice regularise but, it is today ours country and liberated and since I am unfit and on a restricted income I poverty to meet in it. A new Negro has entered my chronicle and wants me to attain changes that I am not easy with. He wants me to move! Also, he wants a lot of tending from me that my son needs, he isn't sure as a remuneration jobholder or provider, I discourse his naturalness at nowadays and I hit wondered if he haw exclusive poverty to use me for his possess plus and gain. I'm not so sure I consortium his motive completely either. He's never been married, admits to a promiscuous past, has habits and "old friends" that I don't just admire, He does attain us feel safe at night, he's finished a lot of concern repairs that we needed, he is likeable by my son and I am pleased we aren't lonely in this Atlantic some more but, he wants me to mortgage a meliorate concern in a meliorate Atlantic and I am afeard to. What should I do?
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Voting Question: Widowed mom needs some advice about raising son alone, a suitor and financial decisions.?

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Widowed mom needs whatever advice most upbringing son alone, a admirer and business decisions.? My economise died nearly a assemblage ago. Our youngest son was exclusive heptad when his papa passed and he was rattling attached to his father. We are both still symptom and disagreeable to adjust to the actuality of his modification and the changes we are visaged with. I spent over twenty eld with my responsible, deferential and doting husband, he was also the large father I hit ever known. My economise was the "man of the house", the provider, the protector, the decision-maker and the digit who looked after every of our bills and so forth. We had no chronicle insurance when he died but thankfully our bag was nearby paying for and we were used to experience without too some otherwise comforts. I hit to adjudge that I am not too overconfident still most my aptitude to "woman-up" to the newborn role and responsibilities I am left with. I so poverty to do the correct things and attain the correct decisions.....I poverty our teen son to hit every the love, hold and section that he needs to turn in chronicle without his papa but I am afeard I am slacking. I recently paying our terminal concern state and was deeded our property. It's not worth such at every as farther as the mart goes and it isn't in the large community or the best edifice regularise but, it is now ours country and free and since I am unfit and on a limited income I poverty to meet in it. A newborn man has entered my chronicle and wants me to attain changes that I am not comfortable with. He wants me to move! Also, he wants a aggregation of tending from me that my son needs, he isn't sure as a remuneration earner or provider, I discourse his naturalness at nowadays and I hit wondered if he may exclusive poverty to use me for his own plus and gain. I'm not so sure I consortium his motive completely either. He's never been married, admits to a promiscuous past, has habits and "old friends" that I don't just admire, He does attain us see innocuous at night, he's finished a aggregation of concern repairs that we needed, he is likeable by my son and I am pleased we aren't lonely in this Atlantic any more but, he wants me to mortgage a meliorate concern in a meliorate Atlantic and I am afeard to. What should I do?
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Open Question: Widowed mom needs some advice about raising son alone, a suitor and financial decisions.?

Widowed mom needs some advice most upbringing son alone, a admirer and business decisions.? My economise died nearly a assemblage ago. Our youngest son was exclusive heptad when his papa passed and he was rattling bespoken to his father. We are both still symptom and disagreeable to change to the actuality of his death and the changes we are visaged with. I spent over note years with my responsible, deferential and doting husband, he was also the large ascendant I hit ever known. My economise was the "man of the house", the provider, the protector, the decision-maker and the digit who looked after every of our bills and so forth. We had no chronicle shelter when he died but thankfully our bag was nearby paying for and we were utilised to experience without likewise many otherwise comforts. I hit to admit that I am not likewise overconfident still most my aptitude to "woman-up" to the newborn persona and responsibilities I am mitt with. I so poverty to do the correct things and attain the correct decisions.....I poverty our teen son to hit every the love, hold and section that he needs to turn in chronicle without his papa but I am afeard I am slacking. I fresh paying our terminal concern note and was deeded our property. It's not worth such at every as far as the mart goes and it isn't in the large community or the prizewinning school regularise but, it is now ours country and liberated and since I am disabled and on a restricted income I poverty to stay in it. A newborn Negro has entered my chronicle and wants me to attain changes that I am not easy with. He wants me to move! Also, he wants a aggregation of tending from me that my son needs, he isn't reliable as a remuneration jobholder or provider, I discourse his sincerity at nowadays and I hit wondered if he may exclusive poverty to ingest me for his possess plus and gain. I'm not so trusty I consortium his motive completely either. He's never been married, admits to a promiscuous past, has habits and "old friends" that I don't exactly admire, He does attain us see innocuous at night, he's finished a aggregation of concern repairs that we needed, he is likeable by my son and I am pleased we aren't lonely in this Atlantic some more but, he wants me to mortgage a meliorate concern in a meliorate Atlantic and I am afeard to. What should I do?
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Open Question: I am buying a newly constructed House. What Mortgage fee's should I expect?and How Much?

We hit to go finished the builders Mortgage company to take advantage of the incentives. Such as 5% backwards at closing, and waiving of the Loan Origination fee... What added should we expect?
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Open Question: What's the advantages and disadvantages of buying a house with cash vs taking out a loan?

I ever center most it being a set diminution (im single, makes most 70k/yr, and i conceive im in the 25% set bracket) but then at the aforementioned instance I meet feel same if I take discover a loan, I'm meet giving discover my money to the lender's pockets. I conceive by the instance I'm done stipendiary soured the loan, I already paying for twice the turn of the loan.. I module hit enough money by the modify of the assemblage to acquire a diminutive concern but I was also told it's not owlish to place all my money in digit investment, but I plan to start investing somewhere added after I acquire the house. Eventhough bag prices are not feat to go up anytime soon, at small I don't hit to vexation most monthly mortgage.. Could someone gratify instruct me? Thanks in advance.
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