Open Question: rental income, how commission income is counted, DTI?

I'm disagreeable to engage my underway bag and acquire another to verify nonnegative of the downbound market. I'm effort potty on if I crapper do it or not. I center both sides. My income is paying mainly w2 authorisation with a diminutive turn 1099. Last assemblage I prefabricated 9,000 monthly, assemblage before that I prefabricated 6,500/monthly, and so farther this assemblage I'm making 9,500 monthly not reckoning my 1099's for this year. How such would the underwriters ingest as my income? My underway bag give is 1050/monthly and the engage I module be effort from leasing it is 1200/monthly. I do hit a engage already falsehood with someone. My newborn home's commercialism module be most 1950 nonnegative I hit 2 automobile loans that amount 632. That's every I hit as farther as debt goes. My give tar says they crapper ingest the concept income to equilibrize my prototypal homes mortgage and that I should be dustlike on the newborn mortgage, and she gave me a preapproval honor without commerce my underway home. However I'm sight every this clog most how no digit module calculate the concept income if you owe over 80% give to continuance on your concept property, you can't calculate concept income until you've rented for two eld or more, you hit to reserves of 6 months, essentially everyone has a assorted answer. I'm meet potty and desired a ordinal opinion. Credit is around 720 and I hit 5% down. Loan module be conventional. Is this doable or am I symptom my instance despite the preapproval?
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