Open Question: Is there an advantage for having a credit score of 810 over a credit score of lets say 740?

I tried to refinance my mortgage which is at 78% LTV today to a 15 assemblage mortgage and I didn't remember because my debt to income ratio is at 50% but I hit an 810 assign reason and hit never been New or negligent on anything in my life. I don't see any rewards for existence excellent, it's category of frustrating To KNOWITALL: FICO scores don't verify in to statement what you make, for your information. I hit a rattling broad FICO reason because I pay everyone on instance everytime. All my debt is my mortgages I hit no assign card equilibrise or automobile payments!
Bad Credit Home Equity Loan For People With Bad Credit