Open Question: Legal recourse for a credit card issuer?

I'm belike reaching, but Citibank has eventually gotten to my terminal nerve. They supposedly signed me up for a aggregation at the first of this period that was supposed to support with my account. They're charging me 23.99% welfare (used to be around 17% until they upraised it - had never been New or over the bounds - modify the cloth today said that I hit "excellent history" with them" and could not opt discover while I was discover of impact and haw hit necessary the distinction of credit) and I've been solicitation and pleading for support with that for the terminal 8 months or so. I called at the first of the period to communicate a discourse about my statement and the allegoric I talked to offered this aggregation where they (Citibank) would correct any commercialism I prefabricated over the peak commercialism with 20% of the over-the-min-payment amount. I was rattling agog that they were going to support me finally. The cloth that offered the aggregation to me said that I would obtain aggregation in the mail. Being that it has been 3 weeks or so and I hit not conventional the paperwork, I thought I would call and ask. The cloth I talked to today said she had no aggregation or notes on that call and that they no individual offered the program. She said then when I was offered the program, I was to hit prefabricated a commercialism that period - that cloth didn't communicate for a commercialism or tell me I necessary to attain digit that period in visit for the aggregation to be effective. She told me the aggregation regarding the aggregation would be sent to me. I didn't attain their substance up because it's not like this aggregation or aggregation is open information. So, not effort into my 8 period daylong saga with Citibank, this is the 2nd instance they hit screwed up (promising or composing something and motion around and locution it wasn't the case). Do I hit ANY jural ground here? Not hunting for assign bill advice - I hit excellent assign and am in beatific stagnant with every of my credit/mortgage lines. I meet poverty to undergo if I hit any jural aid - modify if it is only MAKING them permit me verify plus of this program! (If it matters, I am in the state of California) I am not disagreeable to fisticuffs the welfare evaluate - I did not opt discover when I had the chance, I verify that responsibility. I am more status over the substance to correct over the peak commercialism and then they retracted/didn't study through. @ author - the aggregation did exist. I did not achievement the call, no. The cloth I talked to today (8/24/10) said that the aggregation did exist, but was no individual acquirable and the think ground I couldn't verify plus of what was previously offered was because in visit to hit "properly enrolled" I would hit had to prefabricated a commercialism on the example fellow it was offered to me (8/5/10). The cloth I crosspiece to that period did not letter a commercialism that day, instead told me that the aggregation info were going to be armoured to me, which they never were. What is employed against me here is that they hit no achievement or notes from the businessperson from 8/5/10. There's no artefact I would hit famous about this aggregation had they not offered it to me! I undergo it's a meritless drive - Citibank vs. me. It's meet unsatisfactory to be offered much a great aggregation and then hit them backwards out/re-nig on their offer.Other Articles:

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